about us

  1. about NavyArmy
  2. CEO Says
  3. meet our management
  4. meet our board
  5. community involvement
  6. 2010 Annual Report
  7. 2011 Annual Report
  8. 2012 Annual Report
Navy Army Community Credit Union was chartered on January 28, 1955 as Naval Employees Corpus Christi Federal Credit Union. Over the years, through careful management, outstanding customer service and supportive membership, we have grown to be become the largest credit union in the Corpus Christi area.

Membership has grown to over 114,000. Deposits and assets are over $1.7 BILLION as of February 2013. We have 10 branch locations located in the Coastal Bend, with a full service Real Estate Center for our real estate loans. We have two branches in the Rio Grande Valley, one in Brownsville located in the Paseo Real Shopping Center, 2100 FM 802 Ste.2055, and our McAllen branch, located at 4015 North 10th St. in the Northcross Shopping Center.

Staff has grown to over 330 employees and keeps growing daily!

Navy Army Community Credit Union is governed by the Texas Credit Union Department (TCUD), and insured by the National Credit Union Administration’s National Credit Union Share Insurance Fund (NCUSIF) up to at least $250,000.

Our members are our owners and that is truly what sets us apart from other financial institutions. Our mission is to provide the best possible products and service at all times. From firemen, to nurses, to teachers, to dog catchers, and, yes, to military personnel; we welcome everyone to Navy Army Community Credit Union. We always have room for more.
MESSAGE FROM THE PRESIDENT - Cost of doing business is going UP!

Dear Member -

The Consumer Financial Protection Bureau (CFPB) Strikes Again!

In my last article, I eluded to the CFPB rule and its “unintended” consequences. Another rule last year aimed at the credit card industry caught all U.S. credit unions in the same net regarding “open-end” lending.

Open-end lending has been around for decades. Up until the last couple of months, it has been the primary documentation for our loans. Open-end plan agreements allow the member to sign one document. With the exception of real estate loans, EVERY subsequent loan going forward could be advanced and funded without requiring the member to sign additional paperwork. This is a huge convenience to our member! Now, due to the CFPB ruling, we have been required to convert over to closed-end lending which requires a signature on every loan advance.

So, not only is the convenience stripped from the member, it has caused the loan process to slow down by requiring more paperwork, disclosures, signature(s). More importantly, it has increased the cost of doing business which eventually will filter to you, the member.

Again, I am not against regulations or consumer protection, but in reality credit unions are the consumer’s best friend and not ill intended at all. The CFPB even acknowledges that they receive virtually no complaints against credit unions.

The CFPB is a misguided agency with no rudder or oversight. During my recent visit to Washington, DC to lobby our congressmen, most fully agreed that financial institutions were over-burdened with regulations. Unfortunately, they are still in the minority.

You can help change the direction. Go online - http://www.consumerfinance.gov to research this agency. Write them! Call them! Email them! Encourage thorough examination and scrutiny of any rule changes and their effect on you and your wallet!

-Wayne Vann, President

meet our management team

presidentWayne Vann
evp/controllerSarah O'Brien
svp/lendingGerry Morrow
chief operations officerDana Sisk
chief financial officerAlex Mendes
chief technology officerShannon Srp
marketing directorAshley Smith
vp human resourcesVirginia Whitham
airline branch managerMartha Huffman
beeville branch managerHelen Ashley
brownsville branch managerBruny Saucedo
crosstown branch managerSharon Hill
crosstown teller managerSandra Del Bosque
flour bluff/nas branch managerJessica Razzo
kingsville branch managerLinda Roberts
mcallen branch managerMando Gonzalez
northwest branch managerAlex Yepez
portland branch managerDiana Eyhorn
rockport branch managerFrancine Coxwell
spohn branch managerAngela Corona
spohn teller managerJamie Reyna
meet our board

Chairman - Vicki Gonzales
(election year – 2/2011)

Ms. Gonzales retired in 1994 after 42 years of federal service. She has an Associate’s degree in Business from Del Mar College and completed Management courses at Texas A&I-Kingsville. Her last position was Deputy Controller of NAS Corpus Christi. She serves on the financial committee for St. Cyril Methodius Catholic Church. She has taught CCD classes and volunteers for the church’s youth group program. She has completed the core level of the VAP and has completed all requirements for the Friedrick W. Raiffeisen Award. She has 20 years of Board service.
1st Vice Chair - Sylvia Martinez
(election year – 2/2013)

Ms. Martinez was elected to the Board of Directors in February of 2007. She was a member of the Supervisory Committee for 15 years, serving as chairman for her last five years. She served for 19 years as the Deputy Comptroller for the Naval Hospital, Corpus Christi and retired after 34 years of civil service. She has completed the Volunteer Achievement Program training courses. She has received the Friedrich W. Raiffeisen Award in the VAP; Filene and Tech awards and pins; and the Financial Literacy award and certification. She has been on the board for six years.
2nd Vice - Don Rymer
(election year – 2/2011)

Mr. Rymer retired as a Sergeant Major US Army in 1992. He holds a degree from El Paso Community College and completed numerous courses while active military. Mr. Rymer retired as Executive Director of the USO South Texas, but maintains several civic board positions. He has completed 17 years of Board service.
Treasurer - Pete Rivera
(election year – 2/2013)

Mr. Rivera is retired after 37 years of federal service. He is a graduate of Texas A&I University with a BBA in Accounting, and Syracuse University’s Advanced Financial Management School. He maintains certifications in Information Technology/Infrastructure Library and Six Sigma and is employed by the Washington consulting firm of Booz Allen Hamilton. He has served on the Board for 31 years and has completed the core level, Filene, Bergengren, Raiffeisen and Technology awards of the VAP.
Secretary - Eloy Salazar
(election year – 2/2013)

Mr. Salazar is a native of Corpus Christi. Throughout his life, he has been an entrepreneur involved with all aspects of real estate - from construction & property management to investment. Mr. Salazar is widely known for his community involvement and serves on several local civic, charity and municipal boards. Mr. Salazar attended Del Mar and Texas A&I where he majored in business. Mr. Salazar has served on the board for three years.
Director - Wayne Cross
(election year – 2/2012)

Mr. Cross has 32 years Credit Union Board experience, 30 with NACCU. He retired from the Texas Department of Transportation after 35 years in the accounting and auditing departments. He has received the VAP’s Roy F. Bergengren Award.
Director - Dusty Finch
(election year – 2/2012)

Mr. Finch is a graduate of Del Mar College and the University of Houston. He has served for over 23 years as a volunteer Director with the NACCU and has completed an extensive number of Volunteer Achievement Program training modules. He has received the Roy F. Bergengren Award, the Filene Award, the Desjardins Award, the Raiffeisen Award, The Board of Directors Award, and the Director’s Financial Literacy Award. He has many years of governmental and private service in the field of human resources and management equal employment opportunity.
Directory - John Jackson
(election year – 2/2011)

An accountant with CCAD for the last 31 years, Mr. Jackson is a graduate of the University of Arkansas with a BS in Accounting, and holds an MBA from CCSU. He serves as Chairman of the Board of Trustees for Nueces County MHMR Community Center and President of the Board of Directors for the Coastal Bend Center for Independent Living. He has completed the VAP and served on the board for 15 years and on the Supervisory Committee for three years.
Director - Jerry Woitas
(election year – 2/2011)

Mr. Woitas has 32 years of Credit Union Board experience. Twenty-nine of those years are with NACCU where he has served in various positions, including four years as Chairman of the Board. Mr. Woitas is a retired federal civil service employee with over 40 years of management and administrative experience in both the federal and private sector. He has served on numerous civic and community boards and continues to volunteer his time whenever called upon. He has completed 62 credit union self-study correspondence courses and is the recipient of the Credit Union National Association’s highest awards in the Volunteer Achievement Program and Volunteer Leadership Program.
Chairman - Ms. Diana Ochoa
(election year – 2/2011)

Ms. Diana Ochoa retired from the Corpus Christi Army Depot in 1997. While at the Depot she was employed in Finance and Accounting, Maintenance, and Production Engineering. Ms. Ochoa has served on the Supervisory Committee for 12 and has served as chairman for the past six years. She has completed the core level of the Volunteer Achievement Program.
Mr. Clinton Gladney
(election year – 2/2012)

Mr. Gladney retired from civil service in 2004 after 37 years of federal service. Prior to retirement, he served as the Comptroller for Naval Air Station Corpus Christi. He is a graduate of Grambling State University with a BS in Accounting. He has served on the Supervisory Committee for 14 years and has completed the core level of the VAP.
Ms. Linda Anderson
(election year – 2/2010)

The newest addition to the Supervisory Committee, Ms. Anderson retired from federal service in 2004 after 25 years. Prior to retirement, she served as the Budget Officer for Naval Air Station Corpus Christi. She spent 22 years in the Budget field. She has completed the core level of the Volunteer Achievement Program. This is her third year on the Committee.
community involvement

Navy Army Community Credit Union is dedicated to serving the communities where our members live and work. We have developed various programs to raise funds and support area organizations. We also encourage our employees to be actively involved in our communities. Our employees can be found walking in parades, teaching financial literacy in area classrooms, bowling with kids, and much more! Through donations and sponsorships, we support not-for-profit organizations, neighboring businesses and local residents. Click here to see how NavyArmy has been helping our communities.

sponsorships and donations
Navy Army Community Credit Union helps non­profit groups and their fundraising efforts through donations whenever possible. Because we receive numerous requests monthly, we ask that you review our procedures and complete attached Donation Request Application. Please note that our focus areas for support include EDUCATION and HEALTH.

procedures:
  1. Please complete the Donation Request Application
  2. All requests must be made in writing on letterhead of the organization requesting a donation.
  3. Requests should include:
    > Event purpose which includes basic information about the charity/event
    > Statement of why NavyArmy should consider donation;
    > Contact name, address and phone number;
    > Event date; and
    > Copy of organization’s 501 (c)(3) documentation.
  4. Requests must be received three weeks prior to event.
  5. Please do not send duplicate requests or send multiple copies of your request to various departments. Marketing handles all requests.

Our goal is to assist as many groups as possible with donations. Because we receive numerous requests annually, we donate to individual organizations/event once in a given year. Some exceptions apply. Follow­up calls regarding donation requests is very difficult due to the volume of solicitations we receive. If you have provided us with the proper advance notice, your event is within one week, and you have not received a response please call us at (361) 986-4500*1225.

Send requests to marketing@navyarmyccu.com.
Or mail to:
      NavyArmy
      attn: Marketing Dept.
      P.O. Box 81349
      Corpus Christi, TX 78468.